Try our course finder tool
ENROL NOW DOWNLOAD BROCHURE ENQUIRE

Need help?

1300 662 203

Course overview


STUDY MODE

100% online

NUMBER OF SUBJECTS

3

NEXT INTAKE

Enrol and start anytime

COURSE FEE

$680.00

AVAILABLE LOANS

N/A

AQF LEVEL

5

COURSE DURATION

Maximum of 54 weeks

PROVIDER ID

RTO 90116


Kaplan Professional’s FNS50322 Diploma of Finance and Mortgage Broking Management is for those aspiring to build career in the finance and mortgage broking industry. This course will provide an understanding of some of the critical aspects in the finance and mortgage broking industry, while meeting the licensing requirements for mortgage brokers outlined in ASIC’s Regulatory Guide 206 (RG 206).

Students are supported by live fortnightly tutor sessions throughout their learning experience. Each session provides an opportunity to engage with a tutor/subject matter expert in real-time. Students can use these one-hour sessions to drop in and ask questions on the subject content and assessments.

Summary video recordings are provided for each topic. These short videos provide a guide for students on key concepts and focus points for each topic.

Kaplan Professional’s FNS50322 Diploma of Finance and Mortgage Broking Management offers:

  • Principles of how to assess a prospective borrower’s eligibility to obtain finance and service debt
  • Techniques on how to develop and nurture relationships with clients, other professionals and third-party referrers
  • How to identify risks and apply risk management processes

This qualification is recognised by the Mortgage & Finance Association of Australia (MFAA) and the Finance Brokers Association of Australasia (FBAA). Kaplan Professional is a preferred qualification provider for the MFAA. Please review the educational requirements for membership on the FBAA and MFAA websites for further information.

This course comprises three (3) subjects with the option to study an introductory subject, Introduction to Finance Principles (IFP)*. Individuals with six (6) months or less experience in industry are encouraged to complete this subject prior to completing Industry Knowledge and the Lending Process (DIPMB1). A recommended study order is below:

FNS50322 Diploma of Finance and Mortgage Broking Management
*IFP (optional)DIPMB1DIPMB2DIPMB3
Introduction to Finance PrinciplesIndustry Knowledge and the Lending ProcessComplex Lending and BrokingBusiness Management Skills

For more information, please see the subject outlines below:

For individuals who’ve previously completed the FNS40820 or FNS40821 Certificate IV in Finance and Mortgage Broking, units of competency may be recognised though credit transfer and count towards the first subject of the Diploma.

For individuals who have previously completed the FNS40815 Certificate IV in Finance and Mortgage Broking, units of competency may be recognised in combination with a Gap Module or RPL and count towards the first subject of the Diploma.

Please refer to the ‘Enrolment information’ section of this page for further details.

Learning outcomes

Course learning outcomes

Individuals who choose to complete the optional subject Introduction to Finance Principles (IFP) will have a basic understanding of:

  • The finance industry
  • Accounting principles
  • Financial statements

On successful completion of the FNS50322 Diploma of Finance and Mortgage Broking Management subjects below, individuals should be able to:

DIPMB1

  • Accurately and efficiently, evaluate and process credit applications
  • Identify and meet the needs of finance and mortgage broking clients
  • Appropriately present broking options and solutions to clients
  • Develop productive relationship with clients
  • Apply knowledge of the financial services industry to their professional practice

Alternatively, individuals may complete DIPMB1-GM as their first subject.

DIPMB1-GM

  • Develop and maintain internal and external professional networks
  • Understand how networks work and what the different types of networks achieve
  • Build a network
  • Maintain strategic alliances with network partners
  • Apply knowledge of best interest duty and duty of care to clients in their professional practice

DIPMB2

  • Accurately and efficiently evaluate and process complex credit applications
  • Identify and meet the needs of clients with specialised and complex financing requirements, including commercial, business, property and leasing finance
  • Analyse financial statements and the application of financial ratios in assessing the viability of proposals
  • Apply ethical principles to decision making and to act in line with ethical principles

DIPMB3

  • Demonstrate self-management skills in building and maintaining a client base in the finance and mortgage broking industry
  • Develop professional business relationships
  • Apply the knowledge of business management to promote and develop a business

Topics

SubjectTopics
Introduction to Finance Principles (IFP)Topic 1: Introduction to business finances
Topic 2: Accounting principles
Topic 3: The balance sheet
Topic 4: The income statement
Topic 5: Statement of cash flows
Topic 6: Analysing financial statements
Topic 7: Cost behaviour analysis
Topic 8: Budgeting and forecasting
Industry Knowledge and the Lending Process (DIPMB1)Industry Knowledge
Topic 1-1: The industry and economy
Topic 1-2: Legislation and codes of practice
Topic 1-3: Products and services

Business Skills
Topic 2-1: Organisations, teams and individuals

The Lending Process
Topic 3-1: Understanding the client’s needs
Topic 3-2: Developing and presenting solutions
Topic 3-3: Packaging the application to send to lender
Topic 3-4: Monitor the lending process
Industry Knowledge and the Lending Process - Gap Module (DIPMB1-GM)Topic 1: Develop and maintain professional networks
Topic 2: Best interests duty
Complex Lending and Broking (DIPMB2)Complex Lending and Broking
Topic 1: Identifying and developing complex broking options
Topic 2: Legislation and codes of practice
Topic 3: Ethical decision-making frameworks and principles
Business Management Skills (DIPMB3)Business Management Skills
Topic 1: Business growth and marketing
Topic 2: Business operations
Topic 3: People management

Units of competency

15 units of competency are awarded for the successful completion of the FNS50322 Diploma of Finance and Mortgage Broking Management; 10 core and 5 electives. There are no units of competency issued in the IFP Introduction to Finance Principles subject.

For information on the units of competency, please see the subject outlines in the ‘Course Overview’ tab.

Units of competency

Individuals who choose to complete the optional subject Introduction to Finance Principles (IFP) will have a basic understanding of:

  • The finance industry
  • Accounting principles
  • Financial statements

On successful completion of the FNS50322 Diploma of Finance and Mortgage Broking Management subjects below, individuals should be able to:

DIPMB1

  • Accurately and efficiently, evaluate and process credit applications
  • Identify and meet the needs of finance and mortgage broking clients
  • Appropriately present broking options and solutions to clients
  • Develop productive relationship with clients
  • Apply knowledge of the financial services industry to their professional practice

Alternatively, individuals may complete DIPMB1-GM as their first subject.

DIPMB1-GM

  • Develop and maintain internal and external professional networks
  • Understand how networks work and what the different types of networks achieve
  • Build a network
  • Maintain strategic alliances with network partners
  • Apply knowledge of best interest duty and duty of care to clients in their professional practice

DIPMB2

  • Accurately and efficiently evaluate and process complex credit applications
  • Identify and meet the needs of clients with specialised and complex financing requirements, including commercial, business, property and leasing finance
  • Analyse financial statements and the application of financial ratios in assessing the viability of proposals
  • Apply ethical principles to decision making and to act in line with ethical principles

DIPMB3

  • Demonstrate self-management skills in building and maintaining a client base in the finance and mortgage broking industry
  • Develop professional business relationships
  • Apply the knowledge of business management to promote and develop a business
SubjectTopics
Introduction to Finance Principles (IFP)Topic 1: Introduction to business finances
Topic 2: Accounting principles
Topic 3: The balance sheet
Topic 4: The income statement
Topic 5: Statement of cash flows
Topic 6: Analysing financial statements
Topic 7: Cost behaviour analysis
Topic 8: Budgeting and forecasting
Industry Knowledge and the Lending Process (DIPMB1)Industry Knowledge
Topic 1-1: The industry and economy
Topic 1-2: Legislation and codes of practice
Topic 1-3: Products and services

Business Skills
Topic 2-1: Organisations, teams and individuals

The Lending Process
Topic 3-1: Understanding the client’s needs
Topic 3-2: Developing and presenting solutions
Topic 3-3: Packaging the application to send to lender
Topic 3-4: Monitor the lending process
Industry Knowledge and the Lending Process - Gap Module (DIPMB1-GM)Topic 1: Develop and maintain professional networks
Topic 2: Best interests duty
Complex Lending and Broking (DIPMB2)Complex Lending and Broking
Topic 1: Identifying and developing complex broking options
Topic 2: Legislation and codes of practice
Topic 3: Ethical decision-making frameworks and principles
Business Management Skills (DIPMB3)Business Management Skills
Topic 1: Business growth and marketing
Topic 2: Business operations
Topic 3: People management

15 units of competency are awarded for the successful completion of the FNS50322 Diploma of Finance and Mortgage Broking Management; 10 core and 5 electives. There are no units of competency issued in the IFP Introduction to Finance Principles subject.

For information on the units of competency, please see the subject outlines in the ‘Course Overview’ tab.

Units of competency

Pathways

Study pathways

To stay ahead in this competitive industry, Kaplan Professional provides training in specialist knowledge areas such as financial planning or life insurance.

Career pathways

Candidates who meet all the course requirements will be able to seek work in the financial services in a finance and mortgage broking-related role.

Continuing professional development (CPD)

Continuing professional development (CPD) of your knowledge and skills is essential to remaining compliant under ASIC’s Regulatory Guide 206 (RG 206). ASIC has specified representatives offering mortgage broking services must undertake 20 hours of CPD each year. CPD requirements for MFAA and FBAA membership are set over and above the ASIC requirements.

Kaplan Professional offers CPD training for finance and mortgage brokers through Ontrack — our online Continuing Education platform — which delivers monthly multimedia learning content, along with tracking and reporting capabilities.

Kaplan Professional’s CPD training is recognised and accredited by the FBAA and MFAA. Please review the educational requirements on the FBAA and MFAA websites for further information. To learn more about our ASIC RG 206 compliance offerings, please visit the Ontrack learning content page for more information. In addition, our friendly and knowledgeable Ontrack Support team is available to assist you Monday to Friday, 9:00am to 5:00pm (AEST). Call 1300 527 526 or email pdmail@kaplan.edu.au.

Assessment

The assessments for each subject are listed below. Units of competency are co-assessed by topic within subjects, as listed in ‘Units of competency’.

SubjectAssessment Assessment detail
Introduction to Finance Principles (IFP)No formal assessment
Industry Knowledge and the Lending Process (DIPMB1)One (1) examSupervised, open-book, multiple-choice exam with four (4) attempts.
One (1) written assignmentCompletion of short-answer questions, case studies and validation reports to demonstrate the skills and knowledge for claims job roles, two (2) attempts.
One (1) oral assignmentCompletion of oral response to questions, presentation(s) and role play(s) to demonstrate the skills and knowledge for claims job roles, two (2) attempts.
Alternative to DIPMB1: Industry Knowledge and the Lending Process Gap Module (DIPMB1-GM)
(completed instead of DIPMB1 by eligible students)
One (1) written assignmentWritten assignment – two (2) attempts
• Short-answer questions and two (2) case studies
Complex Lending and Broking (DIPMB2)One (1) examSupervised, open-book, multiple-choice exam with four (4) attempts
One (1) written assignmentCompletion of short-answer questions, case studies and validation reports to demonstrate the skills and knowledge for claims job roles, two (2) attempts.
One (1) oral assignmentCompletion of oral response to questions, presentation(s) and role play(s) to demonstrate the skills and knowledge for claims job roles, two (2) attempts.
Business Management Skills (DIPMB3)One (1) examSupervised, open-book, multiple-choice exam with four (4) attempts.
One (1) written assignmentCompletion of short-answer questions, case studies and validation reports to demonstrate the skills and knowledge for claims job roles, two (2) attempts.
One (1) oral assignmentCompletion of oral response to questions, presentation(s) and role play(s) to demonstrate the skills and knowledge for claims job roles, two (2) attempts.

Individuals may attempt the exam and/or submit their assignment at any time if they believe they are adequately prepared. Individuals will receive personal reminder emails as they approach their assessment deadlines.

Individuals must be deemed to be ‘demonstrated’ in all assessment items, including demonstrating competency in all of the exam questions, in order to be awarded their qualification.

To learn more about what to expect when completing an oral assignment using audio, please click here.

Kaplan Professional’s exams

You can sit your exam while being supervised in your workplace or with online supervision via Zoom at a suitable location.

Click here for more information about Kaplan Professional exams.

Duration

Individuals have a total of:

  • 42 weeks to complete the learning and assessment requirements for the FNS50322 Diploma of Finance and Mortgage Broking Management, from their initial activation date
  • An additional four (4) weeks’ re-submission time per subject (excluding IFP Introduction to Finance Principles) – if an individual reaches the end of their initial enrolment period and has been deemed ‘not yet demonstrated’ in one or more assessment items, then an additional four (4) weeks will be granted, provided all assessment tasks have been attempted during the initial enrolment period. There is no fee for this extension.

This means if an individual completes the learning and assessment, and the re-submission time in every subject is granted (except in IFP Introduction to Finance Principles), the duration will be 54 weeks.

The subject breakdown for this course is below:

SubjectDuration
Introduction to Finance Principles (IFP) – optional6 weeks course work - No resubmission time available (no formal assessments)
Industry Knowledge and the Lending Process (DIPMB1)12 weeks course work - 4 weeks resubmission time as outlined above
Complex Lending and Broking (DIPMB2)12 weeks course work - 4 weeks resubmission time as outlined above
Business Management Skills (DIPMB3)12 weeks course work - 4 weeks resubmission time as outlined above

Including all of the subjects in this qualification (IFP, DIPMB1, DIPMB2 and DIPMB3) the total duration for the FNS50322 Diploma of Finance and Mortgage Broking Management is 42 to 54 weeks.

The amount of training for this subject may be up to the amount of hours per week – shown below:

  • DIPMB1: 10
  • DIPMB1-GM: two (2)
  • DIPMB2: 10
  • DIPMB3: 10

The amount of training is the hours a student can expect to spend engaged in structured learning or tutor-led activities.

The assessment hours for this subject may be up to the amount of hours per week shown below:

  • DIPMB1: nine (9)
  • DIPMB1-GM: three (3)
  • DIPMB2: nine (9)
  • DIPMB3: nine (9)

These are the hours a student can expect to be engaging in assessment activities.

In addition to the amount of training and assessment hours, students who are new to industry or vocational training could need up to the following hours per week, known as unsupervised hours:

  • DIPMB1: seven (7)
  • DIPMB1-GM: two (2)
  • DIPMB2: seven (7)
  • DIPMB3: seven (7)

These additional hours are for study skills or further research. For example, a student not working in industry would need more time to review industry websites that are usually introduced in workplace compliance training. Students working in industry may be able to complete the subject requirements in a shorter timeframe or less hours per week.

Additional study-related fees apply to formal extensions and re-enrolments. Please refer to the Vocational Education Fees schedule found here.

Please also refer to our Vocational Education and Training (VET) Enrolment Terms and Conditions here or our Student Handbook here for important information on:

  • Subject activation and completion timeframes
  • Extensions
  • Subject re-enrolment

Entry requirements

There are no entry requirements to enrol directly in the FNS50322 Diploma of Finance and Mortgage Broking Management.

However, Kaplan Professional recommends individuals who are new to industry (individuals with less than six (6) months’ experience in the finance sector) complete the optional subject, Introduction to Finance Principles (IFP).

If individuals have already completed a FNS40820 or FNS40821 Certificate IV in Finance and Mortgage Broking, then they won’t be required to complete Introduction to Finance Principles (IFP). Their units of competency may be recognised though credit transfer as the first subject of the Diploma (evidence of completion must be provided if not studied through Kaplan Professional).

If individuals have already completed a FNS40815 Certificate IV in Finance and Mortgage Broking, then they will not be required to complete Introduction to Finance Principles (IFP). Their units of competency may be recognised in combination with a Gap Module or RPL as the first subject of the Diploma (evidence of completion must be provided if not studied through Kaplan Professional). To study the Gap Module, individuals must have completed an FNS40815 Certificate IV in Finance and Mortgage Broking qualification, which includes the unit of competency BSBCUS402 Address customer needs. If individuals have not completed this unit, then they may still enrol in the ‘Gap’ option, but will be required to complete the Gap RPL assessment.

Individuals are required to be aged 18 years or older to enrol in this course.

Individuals who are in Australia on a student visa are unable to enrol in this course. If you are in Australia on a visa and wish to enrol, you need to ensure you are enrolling in accordance with the study conditions of your visa.

Language, literacy and numeracy (LLN) requirements

This course requires you to read comprehensive learner workbooks, complete a range of written assessments, undertake independent research activities, and at times engage, in online forums and discussions. In addition, the delivery mode relies on the extensive use of written communication.

If you have any doubts about whether you have the language, literacy and numeracy skills to undertake a Kaplan Professional program, we recommend you speak with our Student Services team on 1300 662 203 or mail@kaplan.edu.au.

Computing technology and skills requirements

In order to complete your studies with Kaplan Professional, you’re assumed to have the following skills and access relating to technology.

This course requires you to read comprehensive learner workbooks, complete a range of written assessments, undertake independent research activities, and at times engage, in online forums and discussions. In addition, the delivery mode relies on the extensive use of written communication.

If you have any doubts about whether you have the language, literacy and numeracy skills to undertake a Kaplan Professional program, we recommend you speak with our Student Services team on 1300 662 203 or mail@kaplan.edu.au.

In order to complete your studies with Kaplan Professional, you’re assumed to have the following skills and access relating to technology.

How to apply

Individuals may enrol in the FNS50322 Diploma of Finance and Mortgage Broking Management at any time and begin studying immediately on enrolment.

On enrolment, please select one of the four (4) options below:

1. FNS50322 Diploma of Finance and Mortgage Broking Management: Enrolment directly in the FNS50322 Diploma of Finance and Mortgage Broking Management.

2. FNS50322 Diploma of Finance and Mortgage Broking Management + IFP: Enrolment directly in the FNS50322 Diploma of Finance and Mortgage Broking Management with the Introduction to Finance Principles (IFP) subject.

Instead of completing Subject 1 (DIPMB1) of FNS50322 Diploma of Finance Mortgage Broking Management, individuals who have completed previous relevant studies may enrol in one of the following:

3. FNS50322 Diploma of Finance and Mortgage Broking Management – Upgrade: with previous completion of FNS40820 or FNS40821 Certificate IV in Finance and Mortgage Broking.
The units of competency from FNS40820 or FNS40821 Certificate IV in Finance and Mortgage Broking may be recognised though credit transfer as the first subject of the Diploma (evidence of completion must be provided if not studied through Kaplan Professional). Individuals will move directly on to Subject 2 (DIPMB2) of the Diploma.

4. FNS50322 Diploma of Finance and Mortgage Broking Management – Upgrade Gap Module/RPL: with previous completion of FNS40815 Certificate IV in Finance and Mortgage Broking.

Option 1: Gap module – Individuals complete a six (6)-week DIPMB1 Gap Module (DIPMB1-GM) with one (1) written assignment. Combined with their previous completion of the FNS40815 Certificate IV in Finance and Mortgage Broking (evidence must be provided if not studied through Kaplan Professional), the student will be awarded the updated units of competency in DIPMB1 once the submission has been assessed as competent in DIPMB1-GM. To study the Gap Module, individuals must have completed an FNS40815 Certificate IV in Finance and Mortgage Broking qualification which includes the unit of competency BSBCUS402 Address customer needs. If individuals have not completed this unit, then they may still enrol in the Gap option, but will be required to complete the Gap RPL assessment (see below).

Option 2: Recognition of Prior Learning
 – Individuals may be able to obtain Recognition of Prior Learning (RPL) based on their previous completion of the FNS40815 Certificate IV in Finance and Mortgage Broking (evidence must be provided if not studied through Kaplan Professional) and work experience (evidence must be provided). This option is available to individuals who have completed an FNS40815 Certificate IV in Finance and Mortgage Broking qualification, which does not include the unit of competency BSBCUS402 Address customer needs. If students are deemed ‘demonstrated’ in the RPL assessment, they will be awarded the units of competency in DIPMB1.

After either options 1 or 2 above, individuals then move directly on to Subject 2 (DIPMB2) of the Diploma.

Enrol now

It is recommended individuals complete the FNS50322 Diploma of Finance and Mortgage Broking Management subjects in the following order:

  1. Introduction to Finance Principles (IFP) (optional)
  2. Industry Knowledge and the Lending Process (DIPMB1) or Industry Knowledge and the Lending Process – Gap Module (DIPMB1-GM)
  3. Complex Lending and Broking (DIPMB2)
  4. Business Management Skills (DIPMB3) – Now available for new enrolments

This course is delivered online via Kaplan Professional’s learning management system, KapLearn.

You will receive login details to KapLearn on enrolment. When you log into KapLearn, you’re able to access the subject notes, assessments and additional learning materials. This includes media, case studies, practice activities and your online tutor.

Assessments are accessed and submitted through KapLearn.

Corporate clients should contact our Corporate Solutions team at corporate@kaplan.edu.au to discuss delivery options and how we can further tailor our training to meet your business needs.

Individuals may be able to obtain RPL for a Kaplan Professional award subject based on their previous study and/or work experience. To do this, individuals must submit evidence that demonstrates they’ve already met the requirements of the subject through these other means.

Evidence can take many forms. This includes information about approved study, information about work experience, certificates, transcripts or other credentials.

To find out if they’re eligible for RPL, individuals should refer to our Credit Transfer and Recognition of Prior Learning (RPL) page.

Policies

Student policies

Individuals who enrol in a Kaplan Professional course are bound by our published policies, including the policy that sets out our rules for assessment. Individuals can review these policies here. The policies also assist individuals when their study program doesn’t go as planned and they need extra support.

Terms and conditions

Click here to access our terms and conditions.

Refund policy

Access our refund policy.

Fees

There are four (4) enrolment options:

  1. FNS50322 Diploma of Finance and Mortgage Broking Management: $680 (GST free).
  2. FNS50322 Diploma of Finance and Mortgage Broking Management + IFP: $680 (GST free).
  3. FNS50322 Diploma of Finance and Mortgage Broking Management – Upgrade: $340 (GST free).  With completion of FNS40820 or FNS40821 Certificate IV in Finance and Mortgage Broking, receive credit transfer for Subject 1 of the Diploma.
  4. FNS50322 Diploma of Finance and Mortgage Broking Management – Upgrade Gap Module/RPL: $340 (GST free). With completion of FNS40815 Certificate IV in Finance and Mortgage Broking, choose either a six (6)-week gap module or RPL to provide recognition for Subject 1 of the Diploma.

For additional study related fees, please click here.

Support and wellbeing

We understand studying isn’t always easy; you may not have studied for some time or perhaps you haven’t studied online previously. Kaplan Professional recognises juggling study with work and family commitments, while trying to find the balance can be demanding.

Your wellbeing and safety is paramount to Kaplan Professional. We want to ensure your experience is well-rounded and balanced to help you attain the most from your studies, so we encourage you to take advantage of the services available to you.

Support and wellbeing

We understand studying isn’t always easy; you may not have studied for some time or perhaps you haven’t studied online previously. Kaplan Professional recognises juggling study with work and family commitments, while trying to find the balance can be demanding.

Your wellbeing and safety is paramount to Kaplan Professional. We want to ensure your experience is well-rounded and balanced to help you attain the most from your studies, so we encourage you to take advantage of the services available to you.

Programs you might be interested in

CRS1300149

Master of Financial Planning

Our online, FAS-approved Master of Financial Planning is a purpose-built higher education qualification set at AQF level 9. It’s designed and developed in consultation with industry experts, and combines advanced technical rigour with practical and relevant performance-focused learning outcomes.
CRS1200364

Master of Applied Finance

Leading online degree designed for ambitious and savvy individuals who are looking for advanced academic rigour, but thrive on practical and real-world learning immediately applicable in the workplace, and directly relevant to future career roles. It caters to experienced finance professionals and those transitioning into the field, integrating learning outcomes with pathways for further accreditation such as a CFA®.
CRS1200368

Graduate Diploma of Financial Planning

An eight-subject postgraduate qualification set at AQF Level 8 and FAS approved. Includes the first eight subjects of the FAS-approved Master of Financial Planning.

Related articles

Why Australian finance professionals are choosing Kaplan Professional’s Master of Applied Finance | Kaplan Professional

Kaplan Professional's 100% online Master of Applied Finance (MAF) program offers more flexibility, new specialisations and new subjects.

How to prepare for an online proctored exam

With online courses being one of the most convenient ways to study, online proctored exams have also become a popular option among education providers and students.

Fitting postgraduate study into a busy life

In this article, we’ve put together some tips for balancing study and work to help guide you.
ENROL NOW ENQUIRE